Financial planning

Welcome to the Financial IQ pages, providing free tips and advice on Financial planning

Did you know that  in the United States, there is an approximate of 5.6 million people who are either self-made millionaires or financially independent. And what is so hard to believe about that statistic, you ask? This is because that is only about 5% of the American population!

Having took all these figures from a formal survey, this also means that the remaining 95% of the American population (we're talking about 106.4 million people here!) are not only not rich, but most of them are facing financial disasters, either owing to poor financial planning or foolish spending!
It is ironic, in ways more than one, since America is often looked at as the champion of free world by other countries. And if you are living in a non-US country, chances are the percentage of financially independent people in your country are well even less than 5%! these are the Financial IQ pages, offering you a deeper insight into better Financial planning and offering free advice and tips on Financial planning and Financial IQ.

And here is another ugly truth: even in the land of the rich, majority of the big time money makers are NOT exactly getting their finances right, either. With the odds the way they are, I can almost bet YOU are in financial pit hole, too (which is why you are here, right?!). As the saying goes, "failing to plan is planning to fail". Much of the same can be said if you do not plan your finances well, regardless of how much or how little you are making! Financial Planning Is Not An Option. This is very basic advice.

So, what happens next? Many prefer to keep things quiet when it comes to money, even though they are hurting financially. Of course, this also leaves the loud mouths who talk about making a big kill in the stock market (and often get killed big time instead) or making their next quick buck.
Also, think about it: if you do not get your finances all sorted out and managed well, how are you going to:

• Pay for your children's education?
• Buy a house?
• Have enough money to save for your retirement?
• Be financially secured?
• Gain financial freedom and wealth?
• Protect your family members, loved ones, and dependents?
• Save enough money for emergency situations?

As if this isn't bad enough, after having said about more than 95% of the world's population are not only not rich, but most are on the last brink of their financial fort, there is a big possibility that your financial advisor or your neighbor next door is handing over horrible, crappy money advice to you - and that was probably what put you in your financial pit hole in the first place!

The Financial planning pages offer a variety of articles on Financial plan and Financial planning IQ for you to understand these concepts better, Financial planning starts with a simple decision, and once you start thinking in a Financial planing way you will already start seeing results.